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Net worth update per


This is enragedCake2's #10 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 4,858,261 and my FI portfolio increased to INR 2,972,746


Net worth

INR 4,858,261

Since the last update on my net worth has increased with INR 177,582 (+ 3.79 %).

FI portfolio

INR 2,972,746

Since the last update on my FI portfolio has increased with INR 168,220 (+ 6.0 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.
Change
Cash 1,003,421 -108,797 894,624
Investments 1,608,439 +239,361 1,847,800
Retirement acc 192,666 +37,656 230,322
Real estate 0 0 0
Other assets 1,876,153 + 9,362 1,885,515
Total assets 4,680,679 +177,582 4,858,261

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 1,003,421 -108,797 894,624
Investments 1,608,439 +239,361 1,847,800
Retirement acc 192,666 +37,656 230,322
Real estate 0 0 0
Other assets 1,876,153 + 9,362 1,885,515
Total assets 4,680,679 +177,582 4,858,261

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 1,190,877 -296,253 894,624
Investments 425,244 +1,422,556 1,847,800
Retirement acc 95,920 +134,402 230,322
Real estate 0 0 0
Other assets 1,610,039 + 275,476 1,885,515
Total assets 3,322,080 +1,536,181 4,858,261

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 5.0% on my way to achive my FIRE target of INR 60,000,000. This is 0.3 percentage points closer, compared to the last net worth update.

INR 2,972,746 FIRE target: INR 60,000,000


5.0%

FI portfolio

My FI portfolio now consists of INR 1,847,800 (62.2%) in investments, INR 230,322 (7.7%) in retirement accounts, and INR 894,624 (30.1%) in cash.

Investments

Since my last update, my investments increased with INR 239,361 (14.88%).

Since I started tracking, my total contributions have been INR 123,587, and my total return has been INR 11,957,864.

Retirement accounts

Since my last update, my retirement accounts increased with INR 37,656 (19.54%).

Since I started tracking, my total contributions have been INR 7,360, and my total return is INR 853,692.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be INR 9,909 for the rest of my life.


Monthly SWR amount
Retire today with (INR)
9,909/month
(4.0% SWR)
8,670/month
(3.5% SWR)
7,431/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately INR 180,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 60,000,000 in 10 years and 3 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another INR 29,340,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 27,687,254


Financial independence forecast