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Net worth update per


This is Falco's #59 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 213,327 and my FI portfolio decreased to USD 213,327


Net worth

USD 213,327

Since the last update on my net worth has decreased with USD -1,742 ( -0.81 %).

FI portfolio

USD 213,327

Since the last update on my FI portfolio has decreased with USD -1,742 ( -0.81 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 6,090 -1,101 4,989
Investments 43,235 +60 43,295
Retirement acc 165,744 -701 165,043
Real estate 0 0 0
Other assets 0 0 0
Total assets 215,069 -1,742 213,327

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 9,850 -4,861 4,989
Investments 41,949 +1,346 43,295
Retirement acc 156,929 +8,114 165,043
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +4,599 213,327

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -15,513 4,989
Investments 22,774 +20,521 43,295
Retirement acc 141,441 +23,602 165,043
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +28,610 213,327

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 42.7% on my way to achive my FIRE target of USD 500,000. This is -0.3 percentage points closer, compared to the last net worth update.

USD 213,327 FIRE target: USD 500,000


42.7%

FI portfolio

My FI portfolio now consists of USD 43,295 (20.3%) in investments, USD 165,043 (77.4%) in retirement accounts, and USD 4,989 (2.3%) in cash.

Investments

Since my last update, my investments increased with USD 60 (0.14%), of which USD 150 was from contributions, and USD -69 was from returns.

Since I started tracking, my total contributions have been USD 49,093, and my total return has been USD 6,378.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -701 (-0.42%), of which USD 132 was from contributions , and USD -151 was from returns.

Since I started tracking, my total contributions have been USD 20,223, and my total return is USD 70,436.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 711 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
711/month
(4.0% SWR)
622/month
(3.5% SWR)
533/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 3 years and 9 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 119,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 167,673


Financial independence forecast