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Net worth update per


This is Falco's #48 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 211,380 and my FI portfolio increased to USD 211,380


Net worth

USD 211,380

Since the last update on my net worth has increased with USD 2,652 (+ 1.27 %).

FI portfolio

USD 211,380

Since the last update on my FI portfolio has increased with USD 2,652 (+ 1.27 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 9,850 +2,653 12,503
Investments 41,949 -1 41,948
Retirement acc 156,929 0 156,929
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +2,652 211,380

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 9,850 +2,653 12,503
Investments 41,949 -1 41,948
Retirement acc 156,929 0 156,929
Real estate 0 0 0
Other assets 0 0 0
Total assets 208,728 +2,652 211,380

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -7,999 12,503
Investments 22,774 +19,174 41,948
Retirement acc 141,441 +15,488 156,929
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +26,663 211,380

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 42.3% on my way to achive my FIRE target of USD 500,000. This is 0.5 percentage points closer, compared to the last net worth update.

USD 211,380 FIRE target: USD 500,000


42.3%

FI portfolio

My FI portfolio now consists of USD 41,948 (19.8%) in investments, USD 156,929 (74.2%) in retirement accounts, and USD 12,503 (5.9%) in cash.

Investments

Since my last update, my investments decreased with USD -1 (-0.0%), of which USD 100 was from contributions, and USD 432 was from returns.

Since I started tracking, my total contributions have been USD 52,393, and my total return has been USD 22,945.

Retirement accounts

Since my last update, my retirement accounts decreased with USD 0 (0.0%), of which USD 134 was from contributions , and USD 1,277 was from returns.

Since I started tracking, my total contributions have been USD 25,090, and my total return is USD 120,249.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 704 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
704/month
(4.0% SWR)
616/month
(3.5% SWR)
528/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 3 years and 2 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 121,800, while the rest will be return on my existing FI portfolio and the new investments, in total USD 166,820


Financial independence forecast