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This is goal_oriented's #29 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 211,800 and my FI portfolio increased to CAD 211,800


Net worth

CAD 211,800

Since the last update on my net worth has increased with CAD 4,200 (+ 2.02 %).

FI portfolio

CAD 211,800

Since the last update on my FI portfolio has increased with CAD 4,200 (+ 2.02 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.

I am now 24.9% on my way to achive my FIRE target of CAD 850,000. This is 0.5 percentage points closer, compared to the last net worth update.

CAD 211,800 FIRE target: CAD 850,000


24.9%


FI portfolio


My FI portfolio now consists of CAD 109,700 (51.8%) in investments, CAD 93,900 (44.3%) in retirement accounts, and CAD 8,200 (3.9%) in cash.

Investments

Since my last update, my investments increased with CAD 2,700 (2.52%), of which CAD 11,800 was from contributions, and CAD 7,400 was from returns.

Since I started tracking, my total contributions have been CAD 133,567, and my total return has been CAD 82,433.

Retirement accounts

Since my last update, my retirement accounts increased with CAD 1,500 (1.62%), of which CAD 2,250 was from contributions , and CAD 11,350 was from returns.

Since I started tracking, my total contributions have been CAD 124,582, and my total return is CAD 38,218.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CAD 706 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
706/month
(4.0% SWR)
617/month
(3.5% SWR)
529/month
(3.0% SWR)


When can I retire?


FI date


My age

33

I am currently aiming to save/invest approximately CAD 8,500 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 850,000 in 1 years and 2 months, in , and at that time I will be 33 years old.

By that time I will have invested/saved another CAD 476,000, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 162,200


Financial independence forecast