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Net worth update per



This is Lauramcintosh's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was GBP 195,000 and my FI portfolio was GBP 115,000.


Net worth

GBP 195,000

FI portfolio

GBP 115,000

I am now 11.5% on my way to achive my FIRE target of GBP 1,000,000.

GBP 115,000 FIRE target: GBP 1,000,000


11.5%

FI portfolio


My FI portfolio now consists of GBP 5,000 (4.3%) in investments, GBP 97,500 (84.8%) in retirement accounts, and GBP 12,500 (10.9%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be GBP 383 for the rest of my life.

Retire today with (GBP)
383/month
(4.0% SWR)
335/month
(3.5% SWR)
287/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately GBP 2,195 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 7 years and 8 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another GBP 324,860, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 560,140


Financial independence forecast