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Net worth update per


This is Falco's #9 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 188,470 and my FI portfolio increased to USD 188,470


Net worth

USD 188,470

Since the last update on my net worth has increased with USD 3,046 (+ 1.64 %).

FI portfolio

USD 188,470

Since the last update on my FI portfolio has increased with USD 3,046 (+ 1.64 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 15,901 0 15,901
Investments 30,840 +792 31,632
Retirement acc 138,683 +2,254 140,937
Real estate 0 0 0
Other assets 0 0 0
Total assets 185,424 +3,046 188,470

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -4,601 15,901
Investments 22,774 +8,858 31,632
Retirement acc 141,441 -504 140,937
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +3,753 188,470

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -4,601 15,901
Investments 22,774 +8,858 31,632
Retirement acc 141,441 -504 140,937
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +3,753 188,470

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 37.7% on my way to achive my FIRE target of USD 500,000. This is 0.6 percentage points closer, compared to the last net worth update.

USD 188,470 FIRE target: USD 500,000


37.7%

FI portfolio

My FI portfolio now consists of USD 31,632 (16.8%) in investments, USD 140,937 (74.8%) in retirement accounts, and USD 15,901 (8.4%) in cash.

Investments

Since my last update, my investments increased with USD 792 (2.57%), of which USD 75 was from contributions, and USD 1,152 was from returns.

Since I started tracking, my total contributions have been USD 52,093, and my total return has been USD 20,774.

Retirement accounts

Since my last update, my retirement accounts increased with USD 2,254 (1.63%), of which USD 133 was from contributions , and USD 3,057 was from returns.

Since I started tracking, my total contributions have been USD 24,687, and my total return is USD 113,074.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 628 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
628/month
(4.0% SWR)
549/month
(3.5% SWR)
471/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 3 years and 9 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 134,400, while the rest will be return on my existing FI portfolio and the new investments, in total USD 177,130


Financial independence forecast