Net worth update per

This is my #11 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 619,045 and my FI portfolio decreased to GBP 611,573

Net worth

GBP 619,045

Since the last update on my net worth has decreased with GBP -3,755 ( -0.6 %).

FI portfolio

GBP 611,573

Since the last update on my FI portfolio has decreased with GBP -6,427 ( -1.04 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 43.7% on my way to achive my FIRE target of GBP 1,400,000. This is -0.5 percentage points closer, compared to the last net worth update.

GBP 611,573 FIRE target: GBP 1,400,000


FI portfolio

My FI portfolio now consists of GBP 198,000 (32.4%) in investments, GBP 111,099 (18.2%) in retirement accounts, and GBP 302,474 (49.5%) in cash.


Since my last update, my investments decreased with GBP -39,000 (-16.46%).

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -1,901 (-1.68%), of which GBP 1,365 was from contributions , and GBP -1,155 was from returns.

Since I started tracking, my total contributions have been GBP 29,434, and my total return is GBP 66,056.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 2,038 for the rest of my life.

Monthly SWR amount
Retire today with (GBP)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately GBP 3,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,400,000 in 7 years and 11 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another GBP 327,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 461,427

Financial independence forecast