Net worth update per



This is my #13 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 15,475,405 and my FI portfolio increased to INR 14,389,101


Net worth

INR 15,475,405

Since the last update on my net worth has increased with INR 591,028 (+ 3.97 %).

FI portfolio

INR 14,389,101

Since the last update on my FI portfolio has increased with INR 505,864 (+ 3.64 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 48.0% on my way to achive my FIRE target of INR 30,000,000. This is 1.7 percentage points closer, compared to the last net worth update.

INR 14,389,101 FIRE target: INR 30,000,000


48.0%


FI portfolio


My FI portfolio now consists of INR 12,807,118 (89.0%) in investments, INR 1,289,320 (9.0%) in retirement accounts, and INR 292,663 (2.0%) in cash.

Investments

Since my last update, my investments increased with INR 686,751 (5.67%), of which INR 635,492 was from contributions, and INR -422,600 was from returns.

Since I started tracking, my total contributions have been INR 9,964,365, and my total return has been INR 6,521,047.

Retirement accounts

Since my last update, my retirement accounts decreased with INR 0 (0.0%).

Since I started tracking, my total contributions have been INR 1,213,192, and my total return is INR -953,519.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be INR 47,963 for the rest of my life.


Monthly SWR amount
Retire today with (INR)
47,963/month
(4.0% SWR)
41,968/month
(3.5% SWR)
35,972/month
(3.0% SWR)


When can I retire?


FI date


My age

30

I am currently aiming to save/invest approximately INR 800,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 30,000,000 in 0 years and -4 months, in , and at that time I will be 30 years old.

By that time I will have invested/saved another INR 12,800,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 2,810,899


Financial independence forecast