Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is firecycling3's #24 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 43,978 and my FI portfolio increased to EUR 42,478


Net worth

EUR 43,978

Since the last update on my net worth has increased with EUR 1,693 (+ 4.0 %).

FI portfolio

EUR 42,478

Since the last update on my FI portfolio has increased with EUR 1,570 (+ 3.84 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 14,648 -366 14,282
Investments 22,060 +1,936 23,996
Retirement acc 4,200 0 4,200
Real estate 0 0 0
Other assets 1,500 0 1,500
Total assets 42,408 +1,570 43,978

Mortgage 0 0 0
Other debt 123 -123 0
Total debt 123 -123 0
Change
Cash 10,585 +3,697 14,282
Investments 16,252 +7,744 23,996
Retirement acc 0 +4,200 4,200
Real estate 0 0 0
Other assets 1,720 -220 1,500
Total assets 28,557 +15,421 43,978

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 6,378 +7,904 14,282
Investments 500 +23,496 23,996
Retirement acc 0 +4,200 4,200
Real estate 0 0 0
Other assets 2,120 -620 1,500
Total assets 8,998 +34,980 43,978

Mortgage 0 0 0
Other debt 329 -329 0
Total debt 329 -329 0

I am now 4.2% on my way to achive my FIRE target of EUR 1,000,000. This is 0.2 percentage points closer, compared to the last net worth update.

EUR 42,478 FIRE target: EUR 1,000,000


4.2%

FI portfolio

My FI portfolio now consists of EUR 23,996 (56.5%) in investments, EUR 4,200 (9.9%) in retirement accounts, and EUR 14,282 (33.6%) in cash.

Investments

Since my last update, my investments increased with EUR 1,936 (8.78%).

Since I started tracking, my total contributions have been EUR 30,872, and my total return has been EUR 11,928.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0.0%).

Since I started tracking, my total contributions have been EUR 18,729, and my total return is EUR 40,402.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 141 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
141/month
(4.0% SWR)
123/month
(3.5% SWR)
106/month
(3.0% SWR)


When can I retire?

FI date

My age

47

I am currently aiming to save/invest approximately EUR 1,800 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 10 years and 11 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another EUR 343,800, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 613,722


Financial independence forecast