Net worth update per



This is my #12 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 14,884,377 and my FI portfolio increased to INR 13,883,237


Net worth

INR 14,884,377

Since the last update on my net worth has increased with INR 539,558 (+ 3.76 %).

FI portfolio

INR 13,883,237

Since the last update on my FI portfolio has increased with INR 539,558 (+ 4.04 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 46.3% on my way to achive my FIRE target of INR 30,000,000. This is 1.8 percentage points closer, compared to the last net worth update.

INR 13,883,237 FIRE target: INR 30,000,000


46.3%


FI portfolio


My FI portfolio now consists of INR 12,120,367 (87.3%) in investments, INR 1,289,320 (9.3%) in retirement accounts, and INR 473,550 (3.4%) in cash.

Investments

Since my last update, my investments increased with INR 659,074 (5.75%), of which INR 635,492 was from contributions, and INR -422,600 was from returns.

Since I started tracking, my total contributions have been INR 9,964,365, and my total return has been INR 6,521,047.

Retirement accounts

Since my last update, my retirement accounts decreased with INR 0 (0.0%).

Since I started tracking, my total contributions have been INR 1,213,192, and my total return is INR -953,519.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be INR 46,277 for the rest of my life.


Monthly SWR amount
Retire today with (INR)
46,277/month
(4.0% SWR)
40,492/month
(3.5% SWR)
34,708/month
(3.0% SWR)


When can I retire?


FI date


My age

30

I am currently aiming to save/invest approximately INR 800,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 30,000,000 in 0 years and -4 months, in , and at that time I will be 30 years old.

By that time I will have invested/saved another INR 13,600,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 2,516,763


Financial independence forecast