Net worth update per

This is my #10 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 622,800 and my FI portfolio increased to GBP 618,000

Net worth

GBP 622,800

Since the last update on my net worth has increased with GBP 15,569 (+ 2.56 %).

FI portfolio

GBP 618,000

Since the last update on my FI portfolio has increased with GBP 17,769 (+ 2.96 %).

The per-day change in net worth between the reported periods are shown in the plot below.

And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 44.1% on my way to achive my FIRE target of GBP 1,400,000. This is 1.3 percentage points closer, compared to the last net worth update.

GBP 618,000 FIRE target: GBP 1,400,000


FI portfolio

My FI portfolio now consists of GBP 237,000 (38.3%) in investments, GBP 113,000 (18.3%) in retirement accounts, and GBP 268,000 (43.4%) in cash.


Since my last update, my investments increased with GBP 2,769 (1.18%).

Retirement accounts

Since my last update, my retirement accounts increased with GBP 3,000 (2.73%), of which GBP 1,365 was from contributions , and GBP -1,155 was from returns.

Since I started tracking, my total contributions have been GBP 29,434, and my total return is GBP 66,056.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 2,060 for the rest of my life.

Monthly SWR amount
Retire today with (GBP)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately GBP 3,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,400,000 in 6 years and 11 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another GBP 318,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 464,000

Financial independence forecast