Net worth update per



This is my #11 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 102,248 and my FI portfolio increased to USD 108,120


Net worth

USD 102,248

Since the last update on my net worth has increased with USD 4,477 (+ 4.58 %).

FI portfolio

USD 108,120

Since the last update on my FI portfolio has increased with USD 4,522 (+ 4.36 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 5.3% on my way to achive my FIRE target of USD 2,028,571. This is 0.2 percentage points closer, compared to the last net worth update.

USD 108,120 FIRE target: USD 2,028,571


5.3%


FI portfolio


My FI portfolio now consists of USD 7,166 (6.6%) in investments, USD 60,305 (55.8%) in retirement accounts, and USD 40,649 (37.6%) in cash.

Investments

Since my last update, my investments increased with USD 213 (3.06%), of which USD 350 was from contributions, and USD 477 was from returns.

Since I started tracking, my total contributions have been USD 6,274, and my total return has been USD 861.

Retirement accounts

Since my last update, my retirement accounts increased with USD 1,127 (1.9%), of which USD 1,625 was from contributions , and USD 5,742 was from returns.

Since I started tracking, my total contributions have been USD 44,291, and my total return is USD 11,007.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 360 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
360/month
(4.0% SWR)
315/month
(3.5% SWR)
270/month
(3.0% SWR)


When can I retire?


FI date


My age

55

I am currently aiming to save/invest approximately USD 2,289 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,028,571 in 25 years and 4 months, in , and at that time I will be 55 years old.

By that time I will have invested/saved another USD 700,434, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,220,017


Financial independence forecast