Net worth update per



This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was GBP 703,000 and my FI portfolio was GBP 353,000.


Net worth

GBP 703,000

FI portfolio

GBP 353,000

I am now 15.3% on my way to achive my FIRE target of GBP 2,300,000.

GBP 353,000 FIRE target: GBP 2,300,000


15.3%

FI portfolio


My FI portfolio now consists of GBP 190,000 (53.8%) in investments, GBP 109,000 (30.9%) in retirement accounts, and GBP 54,000 (15.3%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be GBP 1,176 for the rest of my life.

Retire today with (GBP)
1,176/month
(4.0% SWR)
1,029/month
(3.5% SWR)
882/month
(3.0% SWR)


When can I retire?


FI date


My age

38

I am currently aiming to save/invest approximately GBP 12,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 2,300,000 in 7 years and 5 months, in , and at that time I will be 38 years old.

By that time I will have invested/saved another GBP 1,080,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 867,000


Financial independence forecast