Net worth update per



This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was SGD 1,510,695 and my FI portfolio was SGD 1,047,995.


Net worth

SGD 1,510,695

FI portfolio

SGD 1,047,995

I am now 26.2% on my way to achive my FIRE target of SGD 4,000,000.

SGD 1,047,995 FIRE target: SGD 4,000,000


26.2%

FI portfolio


My FI portfolio now consists of SGD 397,770 (38.0%) in investments, SGD 495,673 (47.3%) in retirement accounts, and SGD 154,552 (14.7%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be SGD 3,493 for the rest of my life.

Retire today with (SGD)
3,493/month
(4.0% SWR)
3,056/month
(3.5% SWR)
2,619/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately SGD 12,500 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of SGD 4,000,000 in 9 years and 3 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another SGD 1,450,000, while the rest will be return on my existing FI portfolio and the new investments, in total SGD 1,502,005


Financial independence forecast