Net worth update per



This is my #9 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 607,231 and my FI portfolio increased to GBP 600,231


Net worth

GBP 607,231

Since the last update on my net worth has increased with GBP 139,953 (+ 29.95 %).

FI portfolio

GBP 600,231

Since the last update on my FI portfolio has increased with GBP 132,953 (+ 28.45 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 42.9% on my way to achive my FIRE target of GBP 1,400,000. This is 9.5 percentage points closer, compared to the last net worth update.

GBP 600,231 FIRE target: GBP 1,400,000


42.9%


FI portfolio


My FI portfolio now consists of GBP 234,231 (39.0%) in investments, GBP 110,000 (18.3%) in retirement accounts, and GBP 256,000 (42.7%) in cash.

Investments

Since my last update, my investments decreased with GBP -62,107 (-20.96%).

Retirement accounts

Since my last update, my retirement accounts increased with GBP 45,751 (71.21%), of which GBP 1,365 was from contributions , and GBP -1,155 was from returns.

Since I started tracking, my total contributions have been GBP 29,434, and my total return is GBP 66,056.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 2,000 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
2,000/month
(4.0% SWR)
1,750/month
(3.5% SWR)
1,500/month
(3.0% SWR)


When can I retire?


FI date


My age

39

I am currently aiming to save/invest approximately GBP 3,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,400,000 in 7 years and 8 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another GBP 324,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 475,769


Financial independence forecast