Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is roadtofire's #4 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 251,161 and my FI portfolio increased to EUR 72,961


Net worth

EUR 251,161

Since the last update on my net worth has increased with EUR 18,133 (+ 7.78 %).

FI portfolio

EUR 72,961

Since the last update on my FI portfolio has increased with EUR 18,033 (+ 32.83 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 0 +10,000 10,000
Investments 54,928 +8,033 62,961
Retirement acc 0 0 0
Real estate 200,000 0 200,000
Other assets 30,000 0 30,000
Total assets 284,928 +18,033 302,961

Mortgage 51,900 -100 51,800
Other debt 0 0 0
Total debt 51,900 -100 51,800
Change
Cash 0 +10,000 10,000
Investments 1,000 +61,961 62,961
Retirement acc 0 0 0
Real estate 200,000 0 200,000
Other assets 30,000 0 30,000
Total assets 231,000 +71,961 302,961

Mortgage 52,000 -200 51,800
Other debt 0 0 0
Total debt 52,000 -200 51,800
Change
Cash 0 +10,000 10,000
Investments 1,000 +61,961 62,961
Retirement acc 0 0 0
Real estate 200,000 0 200,000
Other assets 30,000 0 30,000
Total assets 231,000 +71,961 302,961

Mortgage 52,000 -200 51,800
Other debt 0 0 0
Total debt 52,000 -200 51,800

I am now 5.8% on my way to achive my FIRE target of EUR 1,250,000. This is 1.4 percentage points closer, compared to the last net worth update.

EUR 72,961 FIRE target: EUR 1,250,000


5.8%

FI portfolio

My FI portfolio now consists of EUR 62,961 (86.3%) in investments, and EUR 10,000 (13.7%) in cash.

Investments

Since my last update, my investments increased with EUR 8,033 (14.62%), of which EUR 17,000 was from contributions, and EUR 1,814 was from returns.

Since I started tracking, my total contributions have been EUR 126,337, and my total return has been EUR 5,804.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 243 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
243/month
(4.0% SWR)
212/month
(3.5% SWR)
182/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately EUR 3,500 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,250,000 in 10 years and 1 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another EUR 612,500, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 564,539


Financial independence forecast