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Net worth update per



This is Lozhughes's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was GBP 119,500 and my FI portfolio was GBP 14,500.


Net worth

GBP 119,500

FI portfolio

GBP 14,500

I am now 12.1% on my way to achive my FIRE target of GBP 120,000.

GBP 14,500 FIRE target: GBP 120,000


12.1%

FI portfolio


My FI portfolio now consists of GBP 3,500 (24.1%) in investments, GBP 6,000 (41.4%) in retirement accounts, and GBP 5,000 (34.5%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be GBP 48 for the rest of my life.

Retire today with (GBP)
48/month
(4.0% SWR)
42/month
(3.5% SWR)
36/month
(3.0% SWR)


When can I retire?


FI date


My age

45

I am currently aiming to save/invest approximately GBP 400 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 120,000 in 10 years and 1 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another GBP 66,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 39,500


Financial independence forecast