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Net worth update per



This is Raztheuber's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was GBP 28,000 and my FI portfolio was GBP 8,000.


Net worth

GBP 28,000

FI portfolio

GBP 8,000

I am now 0.8% on my way to achive my FIRE target of GBP 1,000,000.

GBP 8,000 FIRE target: GBP 1,000,000


0.8%

FI portfolio


My FI portfolio now consists of GBP 2,000 (25.0%) in investments, GBP 1,000 (12.5%) in retirement accounts, and GBP 5,000 (62.5%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be GBP 26 for the rest of my life.

Retire today with (GBP)
26/month
(4.0% SWR)
23/month
(3.5% SWR)
20/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately GBP 1,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 18 years and 4 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another GBP 265,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 727,000


Financial independence forecast