Net worth update per



This is my #5 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 4,054,842 and my FI portfolio increased to INR 2,225,499


Net worth

INR 4,054,842

Since the last update on my net worth has increased with INR 168,809 (+ 4.34 %).

FI portfolio

INR 2,225,499

Since the last update on my FI portfolio has increased with INR 159,447 (+ 7.72 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 1.1% on my way to achive my FIRE target of INR 210,084,537. This is 0.1 percentage points closer, compared to the last net worth update.

INR 2,225,499 FIRE target: INR 210,084,537


1.1%


FI portfolio


My FI portfolio now consists of INR 1,070,109 (48.1%) in investments, INR 157,246 (7.1%) in retirement accounts, and INR 998,144 (44.9%) in cash.

Investments

Since my last update, my investments increased with INR 350,545 (48.72%).

Since I started tracking, my total contributions have been INR 123,587, and my total return has been INR 2,288,593.

Retirement accounts

Since my last update, my retirement accounts increased with INR 11,732 (8.06%).

Since I started tracking, my total contributions have been INR 7,360, and my total return is INR 160,275.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be INR 7,418 for the rest of my life.


Monthly SWR amount
Retire today with (INR)
7,418/month
(4.0% SWR)
6,491/month
(3.5% SWR)
5,563/month
(3.0% SWR)


When can I retire?


FI date


My age

62

I am currently aiming to save/invest approximately INR 90,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 210,084,537 in 33 years and 4 months, in , and at that time I will be 62 years old.

By that time I will have invested/saved another INR 36,720,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 171,139,038


Financial independence forecast