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Net worth update per



This is fergly's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was GBP 223,500 and my FI portfolio was GBP 53,500.


Net worth

GBP 223,500

FI portfolio

GBP 53,500

I am now 2.7% on my way to achive my FIRE target of GBP 2,000,000.

GBP 53,500 FIRE target: GBP 2,000,000


2.7%

FI portfolio


My FI portfolio now consists of GBP 20,000 (37.4%) in investments, GBP 20,500 (38.3%) in retirement accounts, and GBP 13,000 (24.3%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be GBP 178 for the rest of my life.

Retire today with (GBP)
178/month
(4.0% SWR)
156/month
(3.5% SWR)
133/month
(3.0% SWR)


When can I retire?


FI date


My age

58

I am currently aiming to save/invest approximately GBP 550 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 2,000,000 in 25 years and 0 months, in , and at that time I will be 58 years old.

By that time I will have invested/saved another GBP 195,800, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 1,750,700


Financial independence forecast