Net worth update per

This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was AUD 144,550 and my FI portfolio was AUD 182,000.

Net worth

AUD 144,550

FI portfolio

AUD 182,000

I am now 24.3% on my way to achive my FIRE target of AUD 750,000.

AUD 182,000 FIRE target: AUD 750,000


FI portfolio

My FI portfolio now consists of AUD 123,000 (67.6%) in investments, AUD 36,000 (19.8%) in retirement accounts, and AUD 23,000 (12.6%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 606 for the rest of my life.

Retire today with (AUD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately AUD 4,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 750,000 in 4 years and 5 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another AUD 304,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 264,000

Financial independence forecast