Net worth update per



This is my #8 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 245,037 and my FI portfolio decreased to EUR 246,458


Net worth

EUR 245,037

Since the last update on my net worth has decreased with EUR -10,832 ( -4.23 %).

FI portfolio

EUR 246,458

Since the last update on my FI portfolio has decreased with EUR -7,496 ( -2.95 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 41.1% on my way to achive my FIRE target of EUR 600,000. This is -1.2 percentage points closer, compared to the last net worth update.

EUR 246,458 FIRE target: EUR 600,000


41.1%


FI portfolio


My FI portfolio now consists of EUR 167,634 (68.0%) in investments, EUR 11,958 (4.9%) in retirement accounts, and EUR 66,866 (27.1%) in cash.

Investments

Since my last update, my investments increased with EUR 25,379 (17.84%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 11,958 (100%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 821 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
821/month
(4.0% SWR)
718/month
(3.5% SWR)
616/month
(3.0% SWR)


When can I retire?


FI date


My age

39

I am currently aiming to save/invest approximately EUR 5,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 600,000 in 1 years and 3 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another EUR 250,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 103,542


Financial independence forecast