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Net worth update per

This is heijen's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was NOK 1,189,000 and my FI portfolio was NOK 214,000.

Net worth

NOK 1,189,000

FI portfolio

NOK 214,000

I am now 1.4% on my way to achive my FIRE target of NOK 15,000,000.

NOK 214,000 FIRE target: NOK 15,000,000


FI portfolio

My FI portfolio now consists of NOK 10,000 (4.7%) in investments, NOK 6,000 (2.8%) in retirement accounts, and NOK 198,000 (92.5%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be NOK 713 for the rest of my life.

Retire today with (NOK)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately NOK 5,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of NOK 15,000,000 in 28 years and 2 months, in , and at that time I will be 57 years old.

By that time I will have invested/saved another NOK 1,930,000, while the rest will be return on my existing FI portfolio and the new investments, in total NOK 12,856,000

Financial independence forecast