Net worth update per



This is my #6 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 272,000 and my FI portfolio increased to USD 256,000


Net worth

USD 272,000

Since the last update on my net worth has increased with USD 12,000 (+ 4.62 %).

FI portfolio

USD 256,000

Since the last update on my FI portfolio has increased with USD 12,000 (+ 4.92 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 25.6% on my way to achive my FIRE target of USD 1,000,000. This is 1.2 percentage points closer, compared to the last net worth update.

USD 256,000 FIRE target: USD 1,000,000


25.6%


FI portfolio


My FI portfolio now consists of USD 256,000 (100.0%) in investments, and USD 0 (0.0%) in cash.

Investments

Since my last update, my investments increased with USD 12,000 (4.92%), of which USD 11,792 was from contributions, and USD 3,208 was from returns.

Since I started tracking, my total contributions have been USD 57,643, and my total return has been USD 83,357.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 853 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
853/month
(4.0% SWR)
746/month
(3.5% SWR)
640/month
(3.0% SWR)


When can I retire?


FI date


My age

38

I am currently aiming to save/invest approximately USD 10,000 each month.

Assuming an annual return of 12% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,000,000 in 3 years and 9 months, in , and at that time I will be 38 years old.

By that time I will have invested/saved another USD 470,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 274,000


Financial independence forecast