Net worth update per

This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 126,600 and my FI portfolio was EUR 41,000.

Net worth

EUR 126,600

FI portfolio

EUR 41,000

I am now 4.1% on my way to achive my FIRE target of EUR 1,000,000.

EUR 41,000 FIRE target: EUR 1,000,000


FI portfolio

My FI portfolio now consists of EUR 30,500 (74.4%) in investments, EUR 10,000 (24.4%) in retirement accounts, and EUR 500 (1.2%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 136 for the rest of my life.

Retire today with (EUR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 24 years and 5 months, in , and at that time I will be 56 years old.

By that time I will have invested/saved another EUR 294,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 665,000

Financial independence forecast