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Net worth update per


This is bitRoot's #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 92,389 and my FI portfolio decreased to CHF 62,389


Net worth

CHF 92,389

Since the last update on my net worth has increased with CHF 27,789 (+ 43.02 %).

FI portfolio

CHF 62,389

Since the last update on my FI portfolio has decreased with CHF -2,211 ( -3.42 %).

And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 10,900 +3,100 14,000
Investments 25,200 -4,200 21,000
Retirement acc 28,500 -1,111 27,389
Real estate 0 0 0
Other assets 0 + 30,000 30,000
Total assets 64,600 +27,789 92,389

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 10,900 +3,100 14,000
Investments 25,200 -4,200 21,000
Retirement acc 28,500 -1,111 27,389
Real estate 0 0 0
Other assets 0 + 30,000 30,000
Total assets 64,600 +27,789 92,389

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 10,900 +3,100 14,000
Investments 25,200 -4,200 21,000
Retirement acc 28,500 -1,111 27,389
Real estate 0 0 0
Other assets 0 + 30,000 30,000
Total assets 64,600 +27,789 92,389

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 2.5% on my way to achive my FIRE target of CHF 2,500,000. This is -0.1 percentage points closer, compared to the last net worth update.

CHF 62,389 FIRE target: CHF 2,500,000


2.5%

FI portfolio

My FI portfolio now consists of CHF 21,000 (33.7%) in investments, CHF 27,389 (43.9%) in retirement accounts, and CHF 14,000 (22.4%) in cash.

Investments

Since my last update, my investments decreased with CHF -4,200 (-16.67%).

Retirement accounts

Since my last update, my retirement accounts decreased with CHF -1,111 (-3.9%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 207 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
207/month
(4.0% SWR)
181/month
(3.5% SWR)
155/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately CHF 5,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 2,500,000 in 11 years and 8 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another CHF 940,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 1,497,611


Financial independence forecast