Net worth update per



This is my #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 411,799 and my FI portfolio increased to EUR 288,594


Net worth

EUR 411,799

Since the last update on my net worth has increased with EUR 5,973 (+ 1.47 %).

FI portfolio

EUR 288,594

Since the last update on my FI portfolio has increased with EUR 3,823 (+ 1.34 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 36.1% on my way to achive my FIRE target of EUR 800,000. This is 0.5 percentage points closer, compared to the last net worth update.

EUR 288,594 FIRE target: EUR 800,000


36.1%


FI portfolio


My FI portfolio now consists of EUR 42,777 (14.8%) in investments, EUR 98,090 (34.0%) in retirement accounts, and EUR 147,727 (51.2%) in cash.

Investments

Since my last update, my investments increased with EUR 7,073 (19.81%).

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0.0%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 961 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
961/month
(4.0% SWR)
841/month
(3.5% SWR)
721/month
(3.0% SWR)


When can I retire?


FI date


My age

45

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 800,000 in 10 years and 5 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another EUR 126,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 385,406


Financial independence forecast