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Net worth update per


This is theflairbunny's #14 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 71,313 and my FI portfolio increased to GBP 83,787


Net worth

GBP 71,313

Since the last update on my net worth has increased with GBP 8,580 (+ 13.68 %).

FI portfolio

GBP 83,787

Since the last update on my FI portfolio has increased with GBP 8,580 (+ 11.41 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 39,491 -15,170 24,321
Investments 20,387 +22,354 42,741
Retirement acc 15,329 +1,396 16,725
Real estate 0 0 0
Other assets 0 0 0
Total assets 75,207 +8,580 83,787

Mortgage 0 0 0
Other debt 12,474 0 12,474
Total debt 12,474 0 12,474
Change
Cash 27,708 -3,387 24,321
Investments 23,276 +19,465 42,741
Retirement acc 18,363 -1,638 16,725
Real estate 0 0 0
Other assets 0 0 0
Total assets 69,347 +14,440 83,787

Mortgage 0 0 0
Other debt 12,474 0 12,474
Total debt 12,474 0 12,474
Change
Cash 2,082 +22,239 24,321
Investments 3,137 +39,604 42,741
Retirement acc 7,160 +9,565 16,725
Real estate 0 0 0
Other assets 0 0 0
Total assets 12,379 +71,408 83,787

Mortgage 0 0 0
Other debt 15,575 -3,101 12,474
Total debt 15,575 -3,101 12,474

I am now 14.0% on my way to achive my FIRE target of GBP 600,000. This is 1.4 percentage points closer, compared to the last net worth update.

GBP 83,787 FIRE target: GBP 600,000


14.0%

FI portfolio

My FI portfolio now consists of GBP 42,741 (51.0%) in investments, GBP 16,725 (20.0%) in retirement accounts, and GBP 24,321 (29.0%) in cash.

Investments

Since my last update, my investments increased with GBP 22,354 (109.65%), of which GBP 20,000 was from contributions, and GBP -51,078 was from returns.

Since I started tracking, my total contributions have been GBP 265,377, and my total return has been GBP 56,874.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 1,396 (9.11%).

Since I started tracking, my total contributions have been GBP 106,397, and my total return is GBP 17,192.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 279 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
279/month
(4.0% SWR)
244/month
(3.5% SWR)
209/month
(3.0% SWR)


When can I retire?

FI date

My age

34

I am currently aiming to save/invest approximately GBP 6,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 0 years and 7 months, in , and at that time I will be 34 years old.

By that time I will have invested/saved another GBP 402,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 114,213


Financial independence forecast