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Net worth update per



This is cemp's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 120,000 and my FI portfolio was EUR 120,000.


Net worth

EUR 120,000

FI portfolio

EUR 120,000

I am now 24.0% on my way to achive my FIRE target of EUR 499,999.

EUR 120,000 FIRE target: EUR 499,999


24.0%

FI portfolio


My FI portfolio now consists of EUR 30,000 (25.0%) in investments, and EUR 90,000 (75.0%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 400 for the rest of my life.

Retire today with (EUR)
400/month
(4.0% SWR)
350/month
(3.5% SWR)
300/month
(3.0% SWR)


When can I retire?


FI date


My age

39

I am currently aiming to save/invest approximately EUR 1,500 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 499,999 in 6 years and 0 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another EUR 180,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 199,999


Financial independence forecast