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Net worth update per


This is frogg983's #3 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 281,528 and my FI portfolio decreased to USD 279,228


Net worth

USD 281,528

Since the last update on my net worth has decreased with USD -5,592 ( -1.95 %).

FI portfolio

USD 279,228

Since the last update on my FI portfolio has decreased with USD -5,344 ( -1.88 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 42,989 +3,883 46,872
Investments 23,024 +2,775 25,799
Retirement acc 218,559 -12,002 206,557
Real estate 0 0 0
Other assets 2,548 -248 2,300
Total assets 287,120 -5,592 281,528

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 46,093 +779 46,872
Investments 30,314 -4,515 25,799
Retirement acc 235,780 -29,223 206,557
Real estate 0 0 0
Other assets 0 + 2,300 2,300
Total assets 312,187 -30,659 281,528

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 46,093 +779 46,872
Investments 30,314 -4,515 25,799
Retirement acc 235,780 -29,223 206,557
Real estate 0 0 0
Other assets 0 + 2,300 2,300
Total assets 312,187 -30,659 281,528

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 11.2% on my way to achive my FIRE target of USD 2,500,000. This is -0.2 percentage points closer, compared to the last net worth update.

USD 279,228 FIRE target: USD 2,500,000


11.2%

FI portfolio

My FI portfolio now consists of USD 25,799 (9.2%) in investments, USD 206,557 (74.0%) in retirement accounts, and USD 46,872 (16.8%) in cash.

Investments

Since my last update, my investments increased with USD 2,775 (12.05%).

Retirement accounts

Since my last update, my retirement accounts decreased with USD -12,002 (-5.49%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 930 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
930/month
(4.0% SWR)
814/month
(3.5% SWR)
698/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately USD 1,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 14 years and 8 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another USD 239,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,981,772


Financial independence forecast