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Net worth update per



This is Thehumblespark's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was GBP 57,900 and my FI portfolio was GBP 26,900.


Net worth

GBP 57,900

FI portfolio

GBP 26,900

I am now 5.4% on my way to achive my FIRE target of GBP 500,000.

GBP 26,900 FIRE target: GBP 500,000


5.4%

FI portfolio


My FI portfolio now consists of GBP 1,200 (4.5%) in investments, GBP 21,000 (78.1%) in retirement accounts, and GBP 4,700 (17.5%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be GBP 89 for the rest of my life.

Retire today with (GBP)
89/month
(4.0% SWR)
78/month
(3.5% SWR)
67/month
(3.0% SWR)


When can I retire?


FI date


My age

45

I am currently aiming to save/invest approximately GBP 450 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 500,000 in 15 years and 0 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another GBP 106,650, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 366,450


Financial independence forecast