Net worth update per



This is my #15 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 254,368 and my FI portfolio decreased to GBP 254,368


Net worth

GBP 254,368

Since the last update on my net worth has decreased with GBP -12,049 ( -4.52 %).

FI portfolio

GBP 254,368

Since the last update on my FI portfolio has decreased with GBP -12,049 ( -4.52 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 25.4% on my way to achive my FIRE target of GBP 1,000,000. This is -1.2 percentage points closer, compared to the last net worth update.

GBP 254,368 FIRE target: GBP 1,000,000


25.4%


FI portfolio


My FI portfolio now consists of GBP 36,700 (14.4%) in investments, GBP 106,581 (41.9%) in retirement accounts, and GBP 111,087 (43.7%) in cash.

Investments

Since my last update, my investments decreased with GBP -4,034 (-9.9%), of which GBP 6,000 was from contributions, and GBP -188 was from returns.

Since I started tracking, my total contributions have been GBP 76,336, and my total return has been GBP 43,571.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -8,644 (-7.5%), of which GBP 35,244 was from contributions , and GBP 6,567 was from returns.

Since I started tracking, my total contributions have been GBP 181,006, and my total return is GBP 79,712.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 847 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
847/month
(4.0% SWR)
741/month
(3.5% SWR)
635/month
(3.0% SWR)


When can I retire?


FI date


My age

55

I am currently aiming to save/invest approximately GBP 3,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 9 years and 6 months, in , and at that time I will be 55 years old.

By that time I will have invested/saved another GBP 408,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 337,632


Financial independence forecast