Net worth update per

This is my #6 net worth update. Please check out my profile here for more information. As of , my net worth decreased to CAD 156,913 and my FI portfolio decreased to CAD 77,913

Net worth

CAD 156,913

Since the last update on my net worth has decreased with CAD -14,538 ( -8.48 %).

FI portfolio

CAD 77,913

Since the last update on my FI portfolio has decreased with CAD -14,538 ( -15.73 %).

Net worth
FI portfolio

The changes for each asset class compared to the previous reporting ( ) is shown in the table below. All numbers are in CAD.

I am now 13.0% on my way to achive my FIRE target of CAD 600,000. This is -2.4 percentage points closer, compared to the last net worth update.

CAD 77,913 FIRE target: CAD 600,000


FI portfolio

My FI portfolio now consists of CAD 73,479 (94.3%) in retirement accounts, and CAD 4,434 (5.7%) in cash.


Since my last update, my investments decreased with CAD 0 (0%).

Retirement accounts

Since my last update, my retirement accounts decreased with CAD -15,915 (-17.8%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CAD 259 for the rest of my life.

Monthly SWR amount
Retire today with (CAD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately CAD 1,700 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 600,000 in 12 years and 7 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another CAD 258,400, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 263,687

Financial independence forecast