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This is Angrybeaver's #49 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 3,266,069 and my FI portfolio increased to AUD 1,771,578


Net worth

AUD 3,266,069

Since the last update on my net worth has increased with AUD 39,406 (+ 1.22 %).

FI portfolio

AUD 1,771,578

Since the last update on my FI portfolio has increased with AUD 36,247 (+ 2.09 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 732,996 -176,735 556,261
Investments 188,773 +196,855 385,628
Retirement acc 813,562 +16,127 829,689
Real estate 1,730,000 0 1,730,000
Other assets 156,686 0 156,686
Total assets 3,622,017 +36,247 3,658,264

Mortgage 304,474 -2,139 302,335
Other debt 90,880 -1,020 89,860
Total debt 395,354 -3,159 392,195
Change
Cash 738,075 -181,814 556,261
Investments 169,486 +216,142 385,628
Retirement acc 790,121 +39,568 829,689
Real estate 1,820,000 -90,000 1,730,000
Other assets 156,686 0 156,686
Total assets 3,674,368 -16,104 3,658,264

Mortgage 313,238 -10,903 302,335
Other debt 94,960 -5,100 89,860
Total debt 408,198 -16,003 392,195
Change
Cash 398,880 +157,381 556,261
Investments 3,783 +381,845 385,628
Retirement acc 408,515 +421,174 829,689
Real estate 1,280,000 + 450,000 1,730,000
Other assets 10,500 + 146,186 156,686
Total assets 2,101,678 +1,556,586 3,658,264

Mortgage 410,862 -108,527 302,335
Other debt 5,000 + 84,860 89,860
Total debt 415,862 -23,667 392,195

I am now 88.6% on my way to achive my FIRE target of AUD 2,000,000. This is 1.8 percentage points closer, compared to the last net worth update.

AUD 1,771,578 FIRE target: AUD 2,000,000


88.6%

FI portfolio

My FI portfolio now consists of AUD 385,628 (21.8%) in investments, AUD 829,689 (46.8%) in retirement accounts, and AUD 556,261 (31.4%) in cash.

Investments

Since my last update, my investments increased with AUD 196,855 (104.28%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 402,881.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 16,127 (1.98%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 463,085.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 5,905 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
5,905/month
(4.0% SWR)
5,167/month
(3.5% SWR)
4,428/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 1 years and 1 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another AUD 102,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 126,422


Financial independence forecast