Net worth update per



This is my #14 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD -50,459 and my FI portfolio decreased to USD 42,858


Net worth

USD -50,459

Since the last update on my net worth has decreased with USD -1,068 ( 2.16 %).

FI portfolio

USD 42,858

Since the last update on my FI portfolio has decreased with USD -3,456 ( -7.46 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 3.4% on my way to achive my FIRE target of USD 1,250,000. This is -0.3 percentage points closer, compared to the last net worth update.

USD 42,858 FIRE target: USD 1,250,000


3.4%


FI portfolio


My FI portfolio now consists of USD 4,791 (11.2%) in investments, USD 32,064 (74.8%) in retirement accounts, and USD 6,003 (14.0%) in cash.

Investments

Since my last update, my investments decreased with USD -1,209 (-20.15%), of which USD -519 was from withdrawals, and USD -690 was from returns.

Since I started tracking, my total contributions have been USD 5,639, and my total return has been USD -848.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -2,128 (-6.22%), of which USD 1,209 was from contributions , and USD -3,337 was from returns.

Since I started tracking, my total contributions have been USD 11,993, and my total return is USD -398.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 142 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
142/month
(4.0% SWR)
125/month
(3.5% SWR)
107/month
(3.0% SWR)


When can I retire?


FI date


My age

88

I am currently aiming to save/invest approximately USD 1,300 each month.

Assuming an annual return of 1% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,250,000 in 55 years and 6 months, in , and at that time I will be 88 years old.

By that time I will have invested/saved another USD 872,300, while the rest will be return on my existing FI portfolio and the new investments, in total USD 334,842


Financial independence forecast