Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Nopius's #59 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 653,157 and my FI portfolio increased to EUR 378,443


Net worth

EUR 653,157

Since the last update on my net worth has increased with EUR 10,661 (+ 1.66 %).

FI portfolio

EUR 378,443

Since the last update on my FI portfolio has increased with EUR 9,945 (+ 2.7 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 110,300 -2,800 107,500
Investments 231,778 +12,580 244,358
Retirement acc 26,420 +165 26,585
Real estate 300,000 0 300,000
Other assets 0 0 0
Total assets 668,498 +9,945 678,443

Mortgage 26,002 -716 25,286
Other debt 0 0 0
Total debt 26,002 -716 25,286
Change
Cash 114,000 -6,500 107,500
Investments 222,687 +21,671 244,358
Retirement acc 25,760 +825 26,585
Real estate 300,000 0 300,000
Other assets 0 0 0
Total assets 662,447 +15,996 678,443

Mortgage 28,860 -3,574 25,286
Other debt 0 0 0
Total debt 28,860 -3,574 25,286
Change
Cash 93,450 +14,050 107,500
Investments 17,822 +226,536 244,358
Retirement acc 10,120 +16,465 26,585
Real estate 300,000 0 300,000
Other assets 0 0 0
Total assets 421,392 +257,051 678,443

Mortgage 95,590 -70,304 25,286
Other debt 0 0 0
Total debt 95,590 -70,304 25,286

I am now 37.8% on my way to achive my FIRE target of EUR 1,000,000. This is 1.0 percentage points closer, compared to the last net worth update.

EUR 378,443 FIRE target: EUR 1,000,000


37.8%

FI portfolio

My FI portfolio now consists of EUR 244,358 (64.6%) in investments, EUR 26,585 (7.0%) in retirement accounts, and EUR 107,500 (28.4%) in cash.

Investments

Since my last update, my investments increased with EUR 12,580 (5.43%), of which EUR 3,500 was from contributions, and EUR 9,080 was from returns.

Since I started tracking, my total contributions have been EUR 165,899, and my total return has been EUR 60,637.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 165 (0.62%), of which EUR 165 was from contributions , and EUR 0 was from returns.

Since I started tracking, my total contributions have been EUR 16,282, and my total return is EUR 183.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 1,261 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
1,261/month
(4.0% SWR)
1,103/month
(3.5% SWR)
946/month
(3.0% SWR)


When can I retire?

FI date

My age

54

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 15 years and 2 months, in , and at that time I will be 54 years old.

By that time I will have invested/saved another EUR 183,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 438,557


Financial independence forecast