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Net worth update per


This is karienicole9's #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 914,158 and my FI portfolio increased to USD 528,794


Net worth

USD 914,158

Since the last update on my net worth has increased with USD 266,281 (+ 41.1 %).

FI portfolio

USD 528,794

Since the last update on my FI portfolio has increased with USD 103,630 (+ 24.37 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 30,000 -20,000 10,000
Investments 84,663 +134,456 219,119
Retirement acc 310,501 -10,826 299,675
Real estate 420,000 0 420,000
Other assets 62,713 + 157,651 220,364
Total assets 907,877 +261,281 1,169,158

Mortgage 260,000 -5,000 255,000
Other debt 0 0 0
Total debt 260,000 -5,000 255,000
Change
Cash 30,000 -20,000 10,000
Investments 84,663 +134,456 219,119
Retirement acc 310,501 -10,826 299,675
Real estate 420,000 0 420,000
Other assets 62,713 + 157,651 220,364
Total assets 907,877 +261,281 1,169,158

Mortgage 260,000 -5,000 255,000
Other debt 0 0 0
Total debt 260,000 -5,000 255,000
Change
Cash 30,000 -20,000 10,000
Investments 84,663 +134,456 219,119
Retirement acc 310,501 -10,826 299,675
Real estate 420,000 0 420,000
Other assets 62,713 + 157,651 220,364
Total assets 907,877 +261,281 1,169,158

Mortgage 260,000 -5,000 255,000
Other debt 0 0 0
Total debt 260,000 -5,000 255,000

I am now 21.2% on my way to achive my FIRE target of USD 2,500,000. This is 4.1 percentage points closer, compared to the last net worth update.

USD 528,794 FIRE target: USD 2,500,000


21.2%

FI portfolio

My FI portfolio now consists of USD 219,119 (41.4%) in investments, USD 299,675 (56.7%) in retirement accounts, and USD 10,000 (1.9%) in cash.

Investments

Since my last update, my investments increased with USD 134,456 (158.81%), of which USD 8,000 was from contributions, and USD 13,686 was from returns.

Since I started tracking, my total contributions have been USD 8,000, and my total return has been USD 148,142.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -10,826 (-3.49%), of which USD 9,925 was from contributions , and USD 33,784 was from returns.

Since I started tracking, my total contributions have been USD 9,925, and my total return is USD 22,958.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,762 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,762/month
(4.0% SWR)
1,542/month
(3.5% SWR)
1,321/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately USD 4,800 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 9 years and 10 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another USD 595,200, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,376,006


Financial independence forecast