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Net worth update per



This is Spiko's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 70,082 and my FI portfolio was EUR 47,082.


Net worth

EUR 70,082

FI portfolio

EUR 47,082

I am now 4.7% on my way to achive my FIRE target of EUR 1,000,000.

EUR 47,082 FIRE target: EUR 1,000,000


4.7%

FI portfolio


My FI portfolio now consists of EUR 40,500 (86.0%) in investments, and EUR 6,582 (14.0%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 156 for the rest of my life.

Retire today with (EUR)
156/month
(4.0% SWR)
137/month
(3.5% SWR)
117/month
(3.0% SWR)


When can I retire?


FI date


My age

52

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 23 years and 10 months, in , and at that time I will be 52 years old.

By that time I will have invested/saved another EUR 292,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 660,918


Financial independence forecast