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Net worth update per


This is k3nsh1n78's #155 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 1,015,911 and my FI portfolio increased to AUD 538,001


Net worth

AUD 1,015,911

Since the last update on my net worth has increased with AUD 1,288 (+ 0.13 %).

FI portfolio

AUD 538,001

Since the last update on my FI portfolio has increased with AUD 2,278 (+ 0.43 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 61,600 +1,800 63,400
Investments 219,825 -48 219,777
Retirement acc 254,298 +526 254,824
Real estate 1,585,000 0 1,585,000
Other assets 16,550 -100 16,450
Total assets 2,137,273 +2,178 2,139,451

Mortgage 1,122,650 890 1,123,540
Other debt 0 0 0
Total debt 1,122,650 890 1,123,540
Change
Cash 69,700 -6,300 63,400
Investments 194,529 +25,248 219,777
Retirement acc 225,933 +28,891 254,824
Real estate 1,585,000 0 1,585,000
Other assets 18,650 -2,200 16,450
Total assets 2,093,812 +45,639 2,139,451

Mortgage 1,141,970 -18,430 1,123,540
Other debt 0 0 0
Total debt 1,141,970 -18,430 1,123,540
Change
Cash 147,750 -84,350 63,400
Investments 37,355 +182,422 219,777
Retirement acc 136,402 +118,422 254,824
Real estate 1,585,000 0 1,585,000
Other assets 37,280 -20,830 16,450
Total assets 1,943,787 +195,664 2,139,451

Mortgage 1,300,865 -177,325 1,123,540
Other debt 0 0 0
Total debt 1,300,865 -177,325 1,123,540

I am now 35.9% on my way to achive my FIRE target of AUD 1,500,000. This is 0.2 percentage points closer, compared to the last net worth update.

AUD 538,001 FIRE target: AUD 1,500,000


35.9%

FI portfolio

My FI portfolio now consists of AUD 219,777 (40.9%) in investments, AUD 254,824 (47.4%) in retirement accounts, and AUD 63,400 (11.8%) in cash.

Investments

Since my last update, my investments decreased with AUD -48 (-0.02%).

Since I started tracking, my total contributions have been AUD 221,495, and my total return has been AUD -243,965.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 526 (0.21%), of which AUD 2,447 was from contributions , and AUD 3,442 was from returns.

Since I started tracking, my total contributions have been AUD 142,686, and my total return is AUD 80,171.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,793 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,793/month
(4.0% SWR)
1,569/month
(3.5% SWR)
1,345/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 5 years and 1 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another AUD 576,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 385,999


Financial independence forecast