Net worth update per



This is my #10 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD -55,031 and my FI portfolio increased to USD 42,975


Net worth

USD -55,031

Since the last update on my net worth has increased with USD 2,499 (+ -4.34 %).

FI portfolio

USD 42,975

Since the last update on my FI portfolio has increased with USD 1,834 (+ 4.46 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 3.4% on my way to achive my FIRE target of USD 1,250,000. This is 0.1 percentage points closer, compared to the last net worth update.

USD 42,975 FIRE target: USD 1,250,000


3.4%


FI portfolio


My FI portfolio now consists of USD 6,559 (15.3%) in investments, USD 31,430 (73.1%) in retirement accounts, and USD 4,986 (11.6%) in cash.

Investments

Since my last update, my investments decreased with USD -29 (-0.44%), of which USD -519 was from withdrawals, and USD -690 was from returns.

Since I started tracking, my total contributions have been USD 5,639, and my total return has been USD -848.

Retirement accounts

Since my last update, my retirement accounts increased with USD 1,825 (6.16%), of which USD 1,209 was from contributions , and USD -3,337 was from returns.

Since I started tracking, my total contributions have been USD 11,993, and my total return is USD -398.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 143 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
143/month
(4.0% SWR)
125/month
(3.5% SWR)
107/month
(3.0% SWR)


When can I retire?


FI date


My age

88

I am currently aiming to save/invest approximately USD 1,300 each month.

Assuming an annual return of 1% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,250,000 in 55 years and 2 months, in , and at that time I will be 88 years old.

By that time I will have invested/saved another USD 872,300, while the rest will be return on my existing FI portfolio and the new investments, in total USD 334,725


Financial independence forecast