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Net worth update per



This is Cloudstrife's #16 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 293,407 and my FI portfolio decreased to GBP 139,807


Net worth

GBP 293,407

Since the last update on my net worth has increased with GBP 9,773 (+ 3.45 %).

FI portfolio

GBP 139,807

Since the last update on my FI portfolio has decreased with GBP -219 ( -0.16 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 14.0% on my way to achive my FIRE target of GBP 1,000,000. This is -0.0 percentage points closer, compared to the last net worth update.

GBP 139,807 FIRE target: GBP 1,000,000


14.0%


FI portfolio


My FI portfolio now consists of GBP 37,780 (27.0%) in investments, GBP 48,409 (34.6%) in retirement accounts, and GBP 53,618 (38.4%) in cash.

Investments

Since my last update, my investments increased with GBP 1,380 (3.79%), of which GBP 5,000 was from contributions, and GBP 3,341 was from returns.

Since I started tracking, my total contributions have been GBP 41,250, and my total return has been GBP 5,496.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 2,545 (5.55%), of which GBP 10,897 was from contributions , and GBP 3,116 was from returns.

Since I started tracking, my total contributions have been GBP 39,990, and my total return is GBP 8,416.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 466 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
466/month
(4.0% SWR)
407/month
(3.5% SWR)
349/month
(3.0% SWR)


When can I retire?


FI date


My age

61

I am currently aiming to save/invest approximately GBP 1,339 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 21 years and 2 months, in , and at that time I will be 61 years old.

By that time I will have invested/saved another GBP 357,513, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 502,680


Financial independence forecast