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Net worth update per



This is _o_'s #108 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 105,930 and my FI portfolio increased to GBP 47,771


Net worth

GBP 105,930

Since the last update on my net worth has decreased with GBP -281 ( -0.26 %).

FI portfolio

GBP 47,771

Since the last update on my FI portfolio has increased with GBP 207 (+ 0.44 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 7.6% on my way to achive my FIRE target of GBP 625,000. This is 0.0 percentage points closer, compared to the last net worth update.

GBP 47,771 FIRE target: GBP 625,000


7.6%


FI portfolio


My FI portfolio now consists of GBP 2,302 (4.8%) in investments, GBP 29,699 (62.2%) in retirement accounts, and GBP 15,770 (33.0%) in cash.

Investments

Since my last update, my investments decreased with GBP -164 (-6.65%).

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -511 (-1.69%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 159 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
159/month
(4.0% SWR)
139/month
(3.5% SWR)
119/month
(3.0% SWR)


When can I retire?


FI date


My age

44

I am currently aiming to save/invest approximately GBP 1,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 625,000 in 17 years and 10 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another GBP 229,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 348,229


Financial independence forecast