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Net worth update per



This is k3nsh1n78's #130 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 947,053 and my FI portfolio decreased to AUD 485,163


Net worth

AUD 947,053

Since the last update on my net worth has decreased with AUD -1,934 ( -0.2 %).

FI portfolio

AUD 485,163

Since the last update on my FI portfolio has decreased with AUD -4,749 ( -0.97 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 32.3% on my way to achive my FIRE target of AUD 1,500,000. This is -0.3 percentage points closer, compared to the last net worth update.

AUD 485,163 FIRE target: AUD 1,500,000


32.3%


FI portfolio


My FI portfolio now consists of AUD 190,108 (39.2%) in investments, AUD 229,655 (47.3%) in retirement accounts, and AUD 65,400 (13.5%) in cash.

Investments

Since my last update, my investments decreased with AUD -863 (-0.45%).

Since I started tracking, my total contributions have been AUD 221,495, and my total return has been AUD -245,460.

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -2,186 (-0.94%), of which AUD 1,250 was from contributions , and AUD 4,613 was from returns.

Since I started tracking, my total contributions have been AUD 136,792, and my total return is AUD 81,059.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 1,617 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,617/month
(4.0% SWR)
1,415/month
(3.5% SWR)
1,212/month
(3.0% SWR)


When can I retire?


FI date


My age

51

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 5 years and 1 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another AUD 616,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 398,837


Financial independence forecast