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Net worth update per



This is Roadtriptofire's #20 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 583,046 and my FI portfolio decreased to EUR 384,046


Net worth

EUR 583,046

Since the last update on my net worth has decreased with EUR -3,828 ( -0.65 %).

FI portfolio

EUR 384,046

Since the last update on my FI portfolio has decreased with EUR -3,828 ( -0.99 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 25.6% on my way to achive my FIRE target of EUR 1,500,000. This is -0.3 percentage points closer, compared to the last net worth update.

EUR 384,046 FIRE target: EUR 1,500,000


25.6%


FI portfolio


My FI portfolio now consists of EUR 221,257 (57.6%) in investments, EUR 34,000 (8.9%) in retirement accounts, and EUR 128,789 (33.5%) in cash.

Investments

Since my last update, my investments decreased with EUR -426 (-0.19%), of which EUR 1,500 was from contributions, and EUR 310 was from returns.

Since I started tracking, my total contributions have been EUR 18,101, and my total return has been EUR 274,936.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR -397 (-1.15%).

Since I started tracking, my total contributions have been EUR 0, and my total return is EUR 16,421.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 1,280 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
1,280/month
(4.0% SWR)
1,120/month
(3.5% SWR)
960/month
(3.0% SWR)


When can I retire?


FI date


My age

51

I am currently aiming to save/invest approximately EUR 1,250 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,500,000 in 11 years and 9 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another EUR 196,250, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 919,704


Financial independence forecast