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Net worth update per



This is Finanzgedanken's #40 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 578,358 and my FI portfolio increased to CHF 1,064,201


Net worth

CHF 578,358

Since the last update on my net worth has increased with CHF 16,374 (+ 2.91 %).

FI portfolio

CHF 1,064,201

Since the last update on my FI portfolio has increased with CHF 18,981 (+ 1.82 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.

I am now 88.7% on my way to achive my FIRE target of CHF 1,200,000. This is 1.6 percentage points closer, compared to the last net worth update.

CHF 1,064,201 FIRE target: CHF 1,200,000


88.7%


FI portfolio


My FI portfolio now consists of CHF 838,106 (78.8%) in investments, CHF 108,317 (10.2%) in retirement accounts, and CHF 117,778 (11.1%) in cash.

Investments

Since my last update, my investments increased with CHF 14,531 (1.76%), of which CHF 3,800 was from contributions, and CHF 11,563 was from returns.

Since I started tracking, my total contributions have been CHF 252,642, and my total return has been CHF 175,952.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 3,457 (3.3%), of which CHF 588 was from contributions , and CHF 5,189 was from returns.

Since I started tracking, my total contributions have been CHF 24,018, and my total return is CHF 31,908.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CHF 3,547 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
3,547/month
(4.0% SWR)
3,103/month
(3.5% SWR)
2,660/month
(3.0% SWR)


When can I retire?


FI date


My age

38

I am currently aiming to save/invest approximately CHF 6,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,200,000 in 0 years and -5 months, in , and at that time I will be 38 years old.

By that time I will have invested/saved another CHF 66,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 69,799


Financial independence forecast