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Net worth update per



This is JamesBP's #75 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 86,411 and my FI portfolio decreased to AUD 83,411


Net worth

AUD 86,411

Since the last update on my net worth has decreased with AUD -652 ( -0.75 %).

FI portfolio

AUD 83,411

Since the last update on my FI portfolio has decreased with AUD -652 ( -0.78 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 4.2% on my way to achive my FIRE target of AUD 2,000,000. This is -0.0 percentage points closer, compared to the last net worth update.

AUD 83,411 FIRE target: AUD 2,000,000


4.2%


FI portfolio


My FI portfolio now consists of AUD 7,419 (8.9%) in investments, AUD 36,791 (44.1%) in retirement accounts, and AUD 39,201 (47.0%) in cash.

Investments

Since my last update, my investments decreased with AUD -716 (-8.8%).

Since I started tracking, my total contributions have been AUD 7,792, and my total return has been AUD -14,091.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 68 (0.19%).

Since I started tracking, my total contributions have been AUD 17,023, and my total return is AUD -4,090.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 278 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
278/month
(4.0% SWR)
243/month
(3.5% SWR)
208/month
(3.0% SWR)


When can I retire?


FI date


My age

53

I am currently aiming to save/invest approximately AUD 1,900 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 22 years and 4 months, in , and at that time I will be 53 years old.

By that time I will have invested/saved another AUD 545,300, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 1,371,289


Financial independence forecast