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Net worth update per



This is Nopius's #23 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 461,626 and my FI portfolio increased to EUR 219,141


Net worth

EUR 461,626

Since the last update on my net worth has increased with EUR 2,294 (+ 0.5 %).

FI portfolio

EUR 219,141

Since the last update on my FI portfolio has increased with EUR 926 (+ 0.42 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 21.9% on my way to achive my FIRE target of EUR 1,000,000. This is 0.1 percentage points closer, compared to the last net worth update.

EUR 219,141 FIRE target: EUR 1,000,000


21.9%


FI portfolio


My FI portfolio now consists of EUR 64,821 (29.6%) in investments, EUR 18,970 (8.7%) in retirement accounts, and EUR 135,350 (61.8%) in cash.

Investments

Since my last update, my investments decreased with EUR -739 (-1.13%), of which EUR 14,500 was from contributions, and EUR 5,577 was from returns.

Since I started tracking, my total contributions have been EUR 107,200, and my total return has been EUR 19,553.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 165 (0.88%), of which EUR 330 was from contributions , and EUR 0 was from returns.

Since I started tracking, my total contributions have been EUR 11,967, and my total return is EUR 183.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 730 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
730/month
(4.0% SWR)
639/month
(3.5% SWR)
547/month
(3.0% SWR)


When can I retire?


FI date


My age

58

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 21 years and 4 months, in , and at that time I will be 58 years old.

By that time I will have invested/saved another EUR 277,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 503,859


Financial independence forecast