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Net worth update per


This is k3nsh1n78's #103 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 885,738 and my FI portfolio increased to AUD 441,338


Net worth

AUD 885,738

Since the last update on my net worth has increased with AUD 2,073 (+ 0.23 %).

FI portfolio

AUD 441,338

Since the last update on my FI portfolio has increased with AUD 3,393 (+ 0.77 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 41,500 +250 41,750
Investments 188,020 +1,920 189,940
Retirement acc 208,425 +1,223 209,648
Real estate 1,585,000 0 1,585,000
Other assets 21,750 -100 21,650
Total assets 2,044,695 +3,293 2,047,988

Mortgage 1,161,030 1,220 1,162,250
Other debt 0 0 0
Total debt 1,161,030 1,220 1,162,250
Change
Cash 96,500 -54,750 41,750
Investments 143,236 +46,704 189,940
Retirement acc 208,854 +794 209,648
Real estate 1,585,000 0 1,585,000
Other assets 23,950 -2,300 21,650
Total assets 2,057,540 -9,552 2,047,988

Mortgage 1,176,315 -14,065 1,162,250
Other debt 0 0 0
Total debt 1,176,315 -14,065 1,162,250
Change
Cash 147,750 -106,000 41,750
Investments 37,355 +152,585 189,940
Retirement acc 136,402 +73,246 209,648
Real estate 1,585,000 0 1,585,000
Other assets 37,280 -15,630 21,650
Total assets 1,943,787 +104,201 2,047,988

Mortgage 1,300,865 -138,615 1,162,250
Other debt 0 0 0
Total debt 1,300,865 -138,615 1,162,250

I am now 29.4% on my way to achive my FIRE target of AUD 1,500,000. This is 0.2 percentage points closer, compared to the last net worth update.

AUD 441,338 FIRE target: AUD 1,500,000


29.4%

FI portfolio

My FI portfolio now consists of AUD 189,940 (43.0%) in investments, AUD 209,648 (47.5%) in retirement accounts, and AUD 41,750 (9.5%) in cash.

Investments

Since my last update, my investments increased with AUD 1,920 (1.02%).

Since I started tracking, my total contributions have been AUD 221,495, and my total return has been AUD -243,965.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 1,223 (0.59%), of which AUD 2,447 was from contributions , and AUD 3,442 was from returns.

Since I started tracking, my total contributions have been AUD 142,686, and my total return is AUD 80,171.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,471 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,471/month
(4.0% SWR)
1,287/month
(3.5% SWR)
1,103/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 4 years and 9 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 640,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 418,662


Financial independence forecast