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Net worth update per


This is _o_'s #41 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 5,378 and my FI portfolio increased to GBP 5,378


Net worth

GBP 5,378

Since the last update on my net worth has increased with GBP 1,555 (+ 40.67 %).

FI portfolio

GBP 5,378

Since the last update on my FI portfolio has increased with GBP 1,555 (+ 40.67 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 3,768 +1,479 5,247
Investments 0 0 0
Retirement acc 55 +76 131
Real estate 0 0 0
Other assets 0 0 0
Total assets 3,823 +1,555 5,378

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 4,425 +822 5,247
Investments 0 0 0
Retirement acc 0 +131 131
Real estate 0 0 0
Other assets 0 0 0
Total assets 4,425 +953 5,378

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 83 +5,164 5,247
Investments 0 0 0
Retirement acc 0 +131 131
Real estate 0 0 0
Other assets 0 0 0
Total assets 83 +5,295 5,378

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 0.9% on my way to achive my FIRE target of GBP 625,000. This is 0.2 percentage points closer, compared to the last net worth update.

GBP 5,378 FIRE target: GBP 625,000


0.9%

FI portfolio

My FI portfolio now consists of GBP 131 (2.4%) in retirement accounts, and GBP 5,247 (97.6%) in cash.

Investments

Since my last update, my investments decreased with GBP 0 (0%).

Retirement accounts

Since my last update, my retirement accounts increased with GBP 76 (138.18%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 17 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
17/month
(4.0% SWR)
15/month
(3.5% SWR)
13/month
(3.0% SWR)


When can I retire?

FI date

My age

41

I am currently aiming to save/invest approximately GBP 1,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 625,000 in 14 years and 11 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another GBP 262,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 357,622


Financial independence forecast