Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is k3nsh1n78's #99 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 883,478 and my FI portfolio decreased to AUD 441,358


Net worth

AUD 883,478

Since the last update on my net worth has decreased with AUD -6,215 ( -0.7 %).

FI portfolio

AUD 441,358

Since the last update on my FI portfolio has decreased with AUD -6,815 ( -1.52 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 47,900 -4,000 43,900
Investments 187,837 +56 187,893
Retirement acc 212,436 -2,871 209,565
Real estate 1,585,000 0 1,585,000
Other assets 22,150 -100 22,050
Total assets 2,055,323 -6,915 2,048,408

Mortgage 1,165,630 -700 1,164,930
Other debt 0 0 0
Total debt 1,165,630 -700 1,164,930
Change
Cash 96,500 -52,600 43,900
Investments 143,236 +44,657 187,893
Retirement acc 208,854 +711 209,565
Real estate 1,585,000 0 1,585,000
Other assets 23,950 -1,900 22,050
Total assets 2,057,540 -9,132 2,048,408

Mortgage 1,176,315 -11,385 1,164,930
Other debt 0 0 0
Total debt 1,176,315 -11,385 1,164,930
Change
Cash 147,750 -103,850 43,900
Investments 37,355 +150,538 187,893
Retirement acc 136,402 +73,163 209,565
Real estate 1,585,000 0 1,585,000
Other assets 37,280 -15,230 22,050
Total assets 1,943,787 +104,621 2,048,408

Mortgage 1,300,865 -135,935 1,164,930
Other debt 0 0 0
Total debt 1,300,865 -135,935 1,164,930

I am now 29.4% on my way to achive my FIRE target of AUD 1,500,000. This is -0.5 percentage points closer, compared to the last net worth update.

AUD 441,358 FIRE target: AUD 1,500,000


29.4%

FI portfolio

My FI portfolio now consists of AUD 187,893 (42.6%) in investments, AUD 209,565 (47.5%) in retirement accounts, and AUD 43,900 (9.9%) in cash.

Investments

Since my last update, my investments increased with AUD 56 (0.03%).

Since I started tracking, my total contributions have been AUD 221,495, and my total return has been AUD -243,965.

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -2,871 (-1.35%), of which AUD 2,447 was from contributions , and AUD 3,442 was from returns.

Since I started tracking, my total contributions have been AUD 142,686, and my total return is AUD 80,171.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,471 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,471/month
(4.0% SWR)
1,287/month
(3.5% SWR)
1,103/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 4 years and 8 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 640,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 418,642


Financial independence forecast